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FAQ: Types of Cargo Bikes: Utility, Mid-Tail, Long-Tail, and Front-Loader Explained

What Are the Main Types of Cargo Bikes That You Carry?

We carry a range of cargo bikes in-store, typically falling into four main categories:

Utility Bikes

An electric utility bike is any bike equipped with a rear rack and a frame-mounted front rack. These bikes are ideal for riders who don’t need to carry a huge amount of cargo but still want to transport significantly more than a standard bike allows.

Utility bikes come in different forms:

  • Folding models with small 20-inch wheels, making them highly compact.
  • Standard designs that resemble regular bikes but with added carrying capacity.

Your choice depends on your preference for portability and storage.

Mid-Tail Cargo Bikes

Mid-tail bikes are a step up in size from utility bikes. They can typically carry a full-grown adult or one to two children on the rear, whereas utility bikes generally require a child seat and are limited to carrying a smaller child.

Despite their increased cargo capacity, mid-tail bikes still feel and ride much like a regular bicycle because their overall length is similar. These bikes are a great option if you need more carrying capacity than a utility bike but still want a responsive and compact design.

Long-Tail Cargo Bikes

Long-tail cargo bikes are the most popular choice for carrying children. These bikes look like regular bicycles but with an extended integrated rear rack, capable of seating one to three children.

Compared to mid-tail bikes, long-tail cargo bikes:

  • Have a longer rear end and a smaller rear wheel for better stability.
  • Provide more carrying space without drastically changing the feel of riding a bike.
  • Have lower load placement, making them easier to balance without feeling top-heavy.

This style has become very popular in New Zealand because it closely resembles a regular bike while offering significant carrying capacity, making it one of the easiest and most practical car replacements.

Front-Loader Cargo Bikes

Front-loaders are two-wheeled cargo bikes with a large front box positioned between the handlebars and the front wheel. They use a steering linkage system, allowing you to control the front wheel from further back.

These bikes are fantastic because they:

  • Allow small children to sit securely strapped in with Y-belts or in a car seat pod.
  • Keep kids engaged since they can eat, draw, or read while riding.
  • Can carry more than just children, including dogs, groceries, hardware, and even washing machines.
  • Offer stable handling due to their centered weight distribution and low center of gravity.

Which Cargo Bike Is Right for You?

Each of these cargo bike styles has unique benefits depending on your carrying needs. If you have any further questions about their capabilities and how they can meet your transportation needs, check out the rest of our FAQs or visit us in-store!